| ABOUT FAMILY FINANCIAL SERVICES FIVE CORE VALUES DRIVE OUR ACTIONS AND DECISIONS PEOPLE Our valued customers are the source of our vitality. PARTNERSHIP We are committed to building profitable, long-term partnerships with our employees, clients and vendors. INTEGRITY Honesty, trust, loyalty and dedication together make up the cornerstone of our company's foundation. PASSION We succeed in a competitive environment by being filled with enthusiasm, encouragement, creativity and pride. EXCELLENCE Excellence embodies everything we do. Earth Works Trust personnel make a difference in people's lives. We're proud each time we help someone with the money they need, especially when they've been turned away by others. We like going the extra mile to make things easier for you. Whether it's working late to ensure you get a quick answer or keeping you informed every step of the way, we're happy to make a difference for you! |

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| Lower your interest rate - Reduce your monthly payment - Shorten the term of your loan - Non-primary residence programs 50 States Land/Home Loans - Fixed rates - No prepayment penalties - No upfront costs - FREE QUOTE and NO OBLIGATION |
| Earth Works Trust Family Financial Services Serving Families and Business Nationwide Since 1990 MANUFACTURED AND MOBILE HOME LOANS |
| Manufactured and Mobile Home Loans - Financing Home Only or With Land |
| REFINANCE MOBILE HOME LOAN Call Now! Speak to a Loan Specialist! 1-800-608-6898 In Park or With Land |
| "Manufactured Home Land Refinance, Lenders, Loans, Financing, Refinance Mobile Home In Park, Loans" FHA Loans - Refinance manufactured home on land - Refinance mobile home in park and with land 50 States 1-800-608-6898 |

| Copyright ©1999-2009 Earth Works Trust Inc. All Rights Reserved Manufactured Home FHA Loans Land Home 50 States Privacy policy: We respect your privacy! Your information will always be kept confidential and will never be distributed or sold! |

| Refinance Manufactured Home, Loan, Mobile Home Financing Our Manufactured Housing Programs for land/home combinations include many no money down and low money down (3% to 5%) options, with lower rates than traditional manufactured lenders offer. In addition, you don't need perfect or even good credit in some instances! Debt consolidation, lower interest rate, cash out, equity loan. |
| Manufactured and Mobile Home Loans In parks, leased land, rented lot, relatives land or home and land mortgage. |

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