FAQ's
Q. Is single wide or double wide financing or refinancing available for homes in
parks, on leased,  family land, or land where the deed or mortgage is separate
from the home?
A. Yes!  These are "home only" or "chattel" loans,  and there are excellent rates
and terms for purchase or refinance.
Q. Is financing or refinancing available for homes with land tied by way of deed
or mortgage?  FHA Loans and Conventional Loans 50 States
A.  Yes!  In most states purchase and refinancing is available, sometimes with
extra equity cash available for debt consolidation or home improvements
depending on the home value. These are “land/home packages.”  Certain
conditions apply.
Q. How do I save money by refinancing my home?
A. First, by obtaining a lower interest rate.  Also, you may wish to shorten the
loan term which often saves thousands in interest over the life of the loan.
Q. What do I need to qualify?
A. Verifiable income with consistent 3-year employment history.  Self-
employed borrowers need two years tax returns showing sufficient net income to
support debt. Minimum credit guidelines apply.  Each situation is different, and
loan types depend on several factors--year, make, home value, land value, credit
history, income, employment history and total debts.
Q. What are the down payment requirements for purchases?
A. At least 5% of the purchase price, with better rates for higher down
payments.   Also, a shorter term often shows better rates and the greater savings.
Q. Is the age of the home a factor in locating financing or refinancing?
A. Yes.  The home must be newer than 1977 in most cases.  The newer the
home the more likely equity cash will be available.  Pre-1977 in California  
Q. What does it cost to request financing or get a quote?
A. There is NO loan request fee, obligation or cost for a quote!
  Mobile Home Refinance -- Manufactured Home Refinance Loans - Finance --- FHA Loans --- Mobile Home and Manufactured Home Refinancing - Financing --- Get the Best Rates & Terms! --- Free Quote and No Obligation --- Skip A Payment --- Fixed Rates --- Toll Free --- 1-800-608-6898 --- In Park --- Leased Land --- On Rented Lot --- On Your Land --- Land Home Package --- or --- Home Only Package --- Financing & Refinancing --- Manufactured and Mobile Home Loans --- Nationwide Direct Source Mobile Home Refinance Lender Programs
Lower your interest rate - Reduce your monthly payment - Shorten the term of your loan - Non-primary residence programs  
Home equity loans - Fixed rates - No prepayment penalties - No upfront costs - FREE QUOTE and NO OBLIGATION
Earth Works Trust
Family Financial Services
Serving Families and Business Nationwide Since 1990
MANUFACTURED AND MOBILE HOME REFINANCE LOANS
Manufactured Home Loans - Refinance- Financing - Refinancing
REFINANCE MOBILE HOME LOAN
Call Now!
Speak to a Loan Specialist!
1-800-608-6898
Mobile Home Loans
"Manufactured Home Refinance, Lenders, Loans, Financing, Refinance Mobile Home In Park, Loans"
Refinance manufactured home - Refinance mobile home in park and with land 50 States 1-800-608-6898
Mobile Home Refinancing, Mobile Home And Land Refinancing, Nationwide Lenders Free Quote Cash Out Refinance Mobile Home
Alabama AL Montgomery Birmingham,  Alaska AK Juneau Anchorage, Arizona AZ Phoenix, Arkansas AR Little Rock, California CA Sacramento Los
Angeles, Colorado CO Denver, Connecticut CT Hartford Bridgeport. Delaware DE Dover Wilmington, Florida FL Tallahassee Jacksonville, Georgia GA
Atlanta, Hawaii HI  Honolulu, Idaho ID Boise, Illinois IL Springfield Chicago, Indiana IN Indianapolis, Iowa IA Des Moines, Kansas KS Topeka Wichita,
Kentucky KY Frankfort Louisville, Louisiana LA Baton Rouge New Orleans, Maine ME Augusta Portland, Maryland MD Annapolis Baltimore, Massachusetts
MA Boston, Michigan MI Lansing Detroit, Minnesota MN Saint Paul Minneapolis, Mississippi MS Jackson, Missouri MO Jefferson City St. Louis, Montana
MT Helena Billings, Nebraska NE Lincoln Omaha, Nevada NV Carson City Las Vegas, New Hampshire NH Concord Manchester, New Jersey NJ Trenton
Newark, New Mexico NM Santa Fe Albuquerque, New York NY Albany New York City, North Carolina NC Raleigh Charlotte, North Dakota ND Bismarck Fargo,
Ohio OH Columbus, Oklahoma OK Oklahoma City, Oregon OR Salem Portland, Pennsylvania PA Harrisburg Philadelphia, Rhode Island RI Providence,
South Carolina SC Columbia, South Dakota SD Pierre Sioux Falls, Tennessee TN Nashville Memphis, Texas TX Dallas Austin Houston, Utah UT Salt Lake
City, Vermont VT Montpelier Burlington, Virginia VA Richmond Virginia Beach, Washington WA Olympia Seattle, West Virginia WV Charleston, Wisconsin
WI Madison Milwaukee, Wyoming WY Cheyenne   This communication does not constitute a commitment to lend. All loan programs are subject to underwriting approval,
which includes, but is not limited to, credit history,review and acceptance of a complete property appraisal or inspection, clear property title, and review and acceptance of
employment and/or income documentation, debt analysis, final loan approval and other factors.
Manufactured Home Loans - Refinance - Financing - Refinancing
Offering manufactured home refinance, mobile home refinance, loans for
mobile home refinancing in park, on leased land and with land.  Chattel
mortgages and mobile, manufactured housing direct mobile home
refinance source.  Debt consolidation, lower interest rate,
cash out, equity loan, home improvement
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